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HOME BUYERS

Zero Down Payment

Zero Closing Cost

OUR FACILITATION SERVICE
CONSULTATION

Zero Settlement Fees

Minimal Paperwork

LET US FACILITATE IT FOR YOU

ALL HOMES IN YOUR AREA
GET A LIST

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EASY TO ESTIMATE

Immediate value
Long term savings

FIND YOUR HOME IN OUR DIRECTORY

Over 10,000 to choose from
Your next home is just a phone call away. You can contact the seller yourself, or let us do the work for you. We offer a full facilitation service. We can even help if you need funds to cover the facilitation fee? A facilitation loan helps you to be ready to take over. Its easy to qualify.
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Did you know?
  1. FHA and VA loans are assumable
  2. The Federal Government regulates this strategy
  3. There is hidden value in the “life of a loan”

Knowledge is power!

VIDEOS-BUYERS
LEARN ABOUT ASSUMABLE MORTGAGES
VIDEOS
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Buyer Intro

Welcome to a new no down-payment option that is sweeping the nation.
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Buyers - Assume a loan

Available to you right now!
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Buyers - Smart easy math

A combination of affordable home ownership and smart buying.
TAKE A LOOK AT OUR

FEATURED MORTGAGES

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NO DOWN PAYMENT OR CLOSING COST

ASSUMABLE FACILITATION AND CONSULTING

Get the facts
Discover how to effectively assume a mortgage without paying a down-payment or closing cost. Our full service facilitation will focus on specific areas that are relevant to you.  We avoid legal jargon and help familiarize our clients with the process, locate properties and start the assumption steps.  Schedule a facilitation today. We can even help with funds to cover our facilitation fee? Get a Private Facilitation Loan
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ORDER A FULL LIST OF

ASSUMABLE MORTGAGES  IN YOUR AREA

A PRIVATE LIST 
This is our most current Deluxe property list.  You will be the first person to connect with home owners in your area of choice. Digital shopping is the secret to acquiring a property before anyone else. We have the data.
Gain an edge on your area right now.
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IMMEDIATE BENEFITS

Keep your cash.  There are no down payments.  Some lenders may request a small amount to secure the loan, but this cost normally does not exceed $500.00.  A credit score of 620 or better increases your potential.
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UNDERWATER MORTGAGES

HAVE HIDDEN VALUE

Do the math

The value hiding behind a negative equity status is easy to find.  It can be found in the payments already applied to the mortgage.  In example:  If 60 payments (5yrs) of $1000 have already been applied to the mortgage, the hidden value is $60,000. The formula is that simple. Use our estimate calculator to verify it for yourself.
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A SUCCESSFUL ASSUMPTION

8 EASY STEPS

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Step 1

BE CREDITWORTHY

Review your credit score, and financial status.  As of July 2012, FHA requires a minimum credit score of 580. Lenders often require a higher credit  score of 620.
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Step 2

USE OUR SEARCH TOOL

Find a loan to assume by searching our national assumable mortgage directory.
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Step 3

EXPRESS INTEREST

Contact the seller. Be prepared to discuss your interest in the property and your desire to assume their loan.
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Step 4

VERBALLY AGREE TO PROCEED

While this is a non binding task, it will prompt you to begin the assumption process with their lender.
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Step 5

WAIT FOR THE ASSUMPTION PACKAGE

The seller will order an "Assumption Package" from their lender.  Most lenders are able to mail this to them in just a few weeks.
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Step 6

ANALYZE THE ASSUMPTION PACKAGE

Review and complete the lenders instructions with the seller. Make sure you understand and agree with the terms before you return the completed documents to the lender.
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Step 7

EXPECT 30 DAYS

Expect 30 days for the lender to complete your request. It is wise to confirm the lender has received and is satisfying the request. Some lenders may specify the amount of additional time needed.
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Step 8

KEEP YOUR APPROVAL & ASSUMPTION DOCS

The lender will notify you of approval once everything is processed and the loan transfer is complete.
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