Divorce settlements

Pre foreclosures

LIST YOUR MORTGAGE NOW
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ASSUMABLE LOAN

Negative equity

ASSUMABLE

MORTGAGE

Underwater Mortgages

Low equity

LIST YOUR

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VERIFY IT

Click to confirm the mortgage is assumable. Complimentary FREE
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ESTIMATE IT

Click to see what the mortgage is worth. Simple math.  Absolutely  FREE
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POST IT

Click to advertise the mortgage payment and interest rate.   $29

LIST YOUR HOME IN OUR DIRECTORY

SO THAT OUR BUYERS CAN FIND YOU
Finding someone to assume your mortgage payment and property is easier than you might think. Posting is immediate. Buyers will contact you directly.
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Instead of selling yourself short, walk away with no consequences. Your loan is assumable (transferable with no change in terms). Home owners with little or negative equity can be released of their mortgage commitment. Buyers want your loan because it saves them money. The benefits of an assumable mortgage strategy are "better" than the alternative short-sale method.

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Sell with little -or- no equity
  • Preserve credit
  • Save taxable income
  • Prevent foreclosure
  • Release all liability
Without taking a loss

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You can transfer it! Just advertise your current monthly payment and let someone else take over. This technique protects the best interest of homeowners in distress. It fully releases all liability, improves divorce settlements, stops pre-foreclosures, and absolves negative equity status. Instead of waiting for the market to recover, take advantage of your mortgage terms today.

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TRANSFER YOUR ASSUMABLE MORTGAGE
VIDEOS
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Sellers Intro

Preserve credit. Prevent taxable losses. Fully release your liability.
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Sellers - 1st step

Your loan is assumable and can be transferred with no change in terms.
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Seller Value

Buyers want your loan because its cheaper than new financing.
TAKE A LOOK AT OUR

FEATURED MORTGAGES

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4501 Fair Creek Terrace Aledo, TX 76008
$2,800.00/mo
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1050 Ben Black Road Midland, NC 28107
$5,134.00/mo
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23747 Via Maria Dr New Caney, TX 77357
$1,823.30/mo
View more details
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YOUR TAXES

Assuming a loan carries a tax advantage, because it does not expose the seller to any financial loss like a short sale would. In a short sale the IRS views forgiven debt as taxable income. There is nothing to tax in an assumable sale.
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YOUR CREDIT

All credit liability shifts to the buyer in an assumable transaction.  This prevents lenders from reporting anything negative to credit agencies.  Debt to income ratios and credit scores can in fact increase once liability is released and “paid as agreed”.
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YOUR LIABILITY

Lenders are required to send a full release of liability letter to the seller once the loan is assumed. The seller no longer maintains any responsibility for the life of the loan and is fully relieved of their debt obligation. Buyers become liable to the terms within the assumption package.
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UNDERWATER MORTGAGES

SOLUTION
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SELLING AN UNDERWATER MORTGAGE

This is the best kept secret in the U.S. if you owe more than its worth. There is no longer a need to feel trapped by negative equity. Whats the secret? Read all about it. LEARN MORE BUY NOW
A SUCCESSFUL ASSUMPTION

8 EASY STEPS

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Step 1

CONFIRM YOUR LOAN HAS VALUE

Use our free "Estimate your mortgage value" tool. This will help you determine how much your loan is worth and how much savings it will bring to your buyer.
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Step 2

ADVERTISE YOUR MORTGAGE PAYMENT

Take 5 pictures and post your loan details in our national directory. It only takes 5 minutes.
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Step 3

RESPOND TO BUYER INTEREST

You control the speed and method in which a buyer can contact you. Quick responses have the best success. Discuss their interest and share more information.
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Step 4

VERBALLY AGREE TO PROCEED

While this is a non binding task, it will prompt you to begin the assumption process with your lender.
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Step 5

ORDER AN ASSUMPTION PACKAGE

Dial your lender to order a "Assumption Package". It's your legal right. Most lenders are able to mail this to you in just a few weeks.
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Step 6

ANALYZE THE ASSUMPTION PACKAGE

Make sure it includes "full release of liability details" for the seller. Then follow the lenders instructions with the buyer.
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Step 7

EXPECT 30 DAYS

Once you and the buyer complete the lenders instructions, expect 30 days for them to complete your request. It is wise to confirm the lender has received and is satisfying the request. Some lenders may specify the amount of time needed.
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Step 8

KEEP YOUR RELEASE OF LIABILITY LETTER

Your lender will send a full release of liability letter to you once everything is processed and the loan transfer is complete.
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Order Package
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Meet & Agree
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Complete Approval
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